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Don't Lose Your Builder Incentives. Save Your Builder Loan.
If your payment, approval, or closing timeline is getting shaky, I'll help you stabilize the deal—fast, clearly, and without last-minute surprises.
Protect Incentives
Rate buydowns, closing costs, upgrades
Fix Approval Issues
Income, credit, self-employment, conditions
Stay On Track
Clear plan in 15 minutes
iThink Mortgage powered by Premier Mortgage Resources | Company NMLS #1169
If Any of This Is Happening, You're in the Right Place
Builder deals go sideways for predictable reasons. If you recognize your situation below, a 15-minute call can change everything.
✅ Incentives at Risk
Switching lenders could mean losing your rate buydown, closing cost credits, or upgrades.
✅ Expensive Builder Lender Terms
The rate, fees, or monthly payment feel too high—but you're unsure if leaving is safe.
✅ Underwriting Conditions Keep Growing
Every time you submit one document, three more are requested.
✅ Delays from Appraisal, Inspection, or Repairs
Your closing date is slipping and nobody has a clear fix.
✅ Complex Income Situation
Self-employed, commission, variable income, or a recent job change is complicating approval.
✅ DTI or Credit Is Tight
You're close to the qualifying edge and one wrong move could disqualify you.
✅ Rate Lock Expired or Payment Jumped
Market shifts changed your numbers and no one adjusted the plan.
✅ Closing Is Soon & Someone Said "Problem"
The clock is ticking and you need answers now—not next week.
Core Offer
The Builder Loan Rescue Plan
A fast, structured review designed to answer one question: "How do we close cleanly and keep as much of your incentive package as possible?"
1. Incentive & Contract Review
We identify exactly what you stand to lose and what's negotiable. Every dollar of your incentive package gets examined.
2. Underwriting & Condition Strategy
We map the cleanest path to "clear to close" and eliminate surprises before they derail your timeline.
3. Payment & Structure Options
We compare rate, fees, buydowns, and credits side by side—then make the smartest financial move together.
How It Works
Three simple steps from stressed to structured. No runaround, no wasted time—just a clear path forward.
Book Your Call
Pick a 15-minute slot that works for your schedule. Evenings and weekends available.
Quick Scenario Review
I review your situation fast and ask only what matters—no endless paperwork upfront.
Get Your Action Plan
You leave with a clear strategy to protect incentives and close on time. No guesswork.
Credibility
Why Work With Mark Jones
What Sets Mark Apart
  • Experience Matters — with 14 years of helping many turned down accomplish their goals.
  • Clear communication — no mystery underwriting or vague updates
  • Builder-timeline awareness — incentives and deadlines drive every decision
  • Complex income expertise — strong structuring for self-employed, commission, and variable earners
  • Aggressive problem-solving — without overpromising what can't be delivered
What You'll Get on the Call
  • A realistic timeline with concrete next steps
  • A prioritized checklist of exactly what to submit
  • A strategy to preserve incentives where possible
  • Straight talk on what's doable—and what isn't
Builder Loan Myths That Cost Buyers Thousands
Misinformation kills deals. Here's the truth behind the three costliest myths homebuyers believe.
Myth #1
"You can't switch lenders without losing everything."
Truth: Sometimes incentives are lender-tied, sometimes they aren't. We verify it first—before you make any decision.
Myth #2
"The builder lender is always the best deal."
Truth: We compare APR, fees, buydowns, and cash-to-close. The builder lender often isn't the cheapest option overall.
Myth #3
"If underwriting is messy, the deal is dead."
Truth: Most deals aren't dead—they're just missing structure and clean documentation. That's fixable.
Frequently Asked Questions
1
Do you charge for the rescue call?
No—the first strategy call is completely free. You'll get real answers with zero obligation.
2
Can you help if I'm already under contract?
Yes—that's exactly when incentives and timing matter most. Being under contract is the ideal time to call.
3
Can you help if closing is soon?
Often, yes. Urgent files get priority when possible. The sooner you call, the more options we have.
4
What if I already have a lender?
That's fine. I'll help you understand the smartest move—whether that's staying put or exploring alternatives.
Quick Form
Prefer a Quick Form Instead?
Fill this out and I'll reach out with next steps—usually within a few hours.
Your Details
Full name, phone number, email, and city or property address (optional).
Deal Details
Estimated closing date, builder name (optional).
Biggest Issue
Payment, incentives, conditions, appraisal, credit, income, rate lock, or other.
Additional Notes
Anything else I should know before we connect (optional).
By submitting, you agree Mark may contact you by call, text, or email. Reply STOP to opt out.
Before You Lose Incentives or Delay Closing — Get Clarity.
A 15-minute call can save you weeks of stress and a lot of money. Don't wait until the deadline forces a bad decision.
Schedule Your Call
Pick your time now
Call or Text
210-683-1481
Email Mark
mjones@ithinkmtg.com
Mark Jones, Senior Loan Officer | NMLS #513437
iThink Mortgage powered by Premier Mortgage Resources | Company NMLS #1169
Equal Housing Lender
All content on this site is for educational purposes only and does not constitute a commitment to lend. Loan terms and availability are subject to credit approval, underwriting guidelines, and market conditions. Opinions are my own and do not necessarily reflect those of my company.
No compensation is given or received for referrals or endorsements, in compliance with RESPA.